Sensational Quotes for Smart People


Retirement Quotes, Retirement Wishes, Retirement Sayings and Retirement Sentiments


First Top-10 List of Sensational

Retirement Quotes

#1 of Top-10 Sensational Retirement Quotes

It's a good, quiet retirement. Most days I do nothing, but it takes me all day to do it.
 Barry Wilkin

#2 of Top-10 Sensational Retirement Quotes

The longer you work, the more money you'll have for retirement. But the longer you work, the less time you'll have to enjoy that retirement.
Wall Street Journal

#3 of Top-10 Sensational Retirement Quotes

Musicians don't retire; they stop when there's no more music in them.
— Louis Armstrong

#4 of Top-10 Sensational Retirement Quotes

Retirement is a great opportunity  to become the person you have always wanted to be — but have never been.
— Dave Erhard

#5 of Top-10 Sensational Retirement Quotes

Retirement . . . is when you stop living at work and begin working at living.
— Unknown wise person

#6 of Top-10 Sensational Retirement Quotes

I still find each day too short for all the thoughts I want to think, all the walks I want to take, all the books I want to read, and all the friends I want to see.
— John Burrough

#7 of Top-10 Sensational Retirement Quotes

I’ve been attending lots of seminars in my retirement. They’re called naps.
— Merri Brownworth

#8 of Top-10 Sensational Retirement Quotes

The sports car and sailboat are investments for my retirement. I'm using them to attract a woman who will support me in my old age.
— Glasbergen talking to financial consultant in cartoon

#9 of Top-10 Sensational Retirement Quotes

Creativity in retirement is knowing how to spend time without spending money.
— Author Unknown

#10 of Top-10 Sensational Retirement Quotes

If my dreams could all come true paradise/retirement would be — in a little bungalow — somewhere by the sea.
— Author Unknown


NOTE: See a Comprehensive Collection of Retirement Quotes and Retirement Sayings at: The Retirement Quotes Cafe.

 Second Top-Ten List of Sensational

Quotations about Retirement

#1 of Top Ten Sensational Quotes about Retirement

I have retired, unretired, and retired again all in the past 10 years.
— Unknown wise retiree

#2 of Top Ten Sensational Quotes about Retirement

We have a manufactured vision of what retirement is, and that doesn't necessarily correlate with reality. Unless you have a well-thought-out scenario, you're going to be in for a shock at retirement.
— Paul Allen, 64, a self-employed software developer in Dallas

#3 of Top Ten Sensational Quotes about Retirement

Retirement: Something arrived at in haste and lived at in leisure.
— Dave Erhard

#4 of Top Ten Sensational Quotes about Retirement

There's seven things you can do with your time [in retirement]: You can work and you can play and you can sleep. You can improve your mind or you can improve your health. You can work in civic activities or educational activities, or you can work in some spiritual area for the church. As far as I know, there's nothing else you can do ... And my retirement has been great. It's better than anything I ever expected it to be.
— Hammond Stith, Retired at 61

#5 of Top Ten Sensational Quotes about Retirement

Before deciding to take early retirement from your job, stay home a week and watch daytime television.
— Author Unknown

#6 of Top Ten Sensational Quotes about Retirement

The new retirement reality may be a messy proposition.
— Alicia Munnell, director of the Center for Retirement Research at Boston College

#7 of Top Ten Sensational Quotes about Retirement

I enjoy waking up and not having to go to work. So I do it three or four times a day.
— Gene Perret

#8 of Top Ten Sensational Quotes about Retirement

Advantage of retiring at 65; Most of the people that I owe apologies to are all dead.
Disadvantages; I now have to read the newspapers on my own time.
— Mattie Lennon

#9 of Top Ten Sensational Quotes about Retirement

Retirement: The Time to Become Much More than You Have Ever Been!
— from the International Bestseller  How to Retire Happy, Wild, and Free (Over 425,000 copies sold and published in 11 langauges) 


#10 of Top Ten Sensational Quotes about Retirement

Retirement has cured many businessman's ulcers — and given his wife one!
— Unknown wise person


More Sensational Quotations about

Retirement for Smart Retired People 

Teacher's Retirement Motto: I Used to Teach. Now I Have No Class.
— Unknown wise retiree

It is seldom that an American retires from business to enjoy his fortune in comfort. He works because he has always worked, and knows no other way.
— Thomas Nichols

People have often asked me, "What do you do now that you are retired?" My answer is "I am fortunate to have a chemical engineering background, and one of the things I enjoy most is turning beer, wine, Scotch, and margaritas into urine."
— Author Unknown

Up, sluggard, and waste not life; in the grave will be sleeping enough.
— Ben Franklin

A whole generation of Americans will retire in poverty instead of prosperity, because they simply are not preparing for retirement now.
— Scott Cook

Will Any One of These Be Your Retirement Legacy?

  • Retired at 63 and vegetated until he died at 68!
  • There were no friends in my her retirement life to help support her because all the friends she used to have when she was a teacher were at work and these friends deserted her when she retired.
  • Looked forward to early retirment, got severely bored, instead, and then attempted to return to his old career that he hated, couldn't get it back, found a new career that he hated even more, and had to retire again because of ill health! 
  • Retired at 62 and watched ten hours of uninspirational TV programs every day for the rest of her boring life! 
  • Took early retirement and lost all her retirement savings at the casino because she didn't know what else to do with her new found leisure time! 

These Are Common Retirement Stories. It Doesn't Have to Be Any of These for You or Your Friends!

What Every Retiree Needs Is:


The World's Best Retirement Book 

Retirement Plan Book Image which can change your life forever.

Make the most important investment that you can  make for your retirement right now:

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The best retirement for workaholics is no retirement at all.
— Unknown workaholic and sad sack

It is seldom that an American retires from business to enjoy his fortune in comfort. He works because he has always worked, and knows no other way.
— Thomas Nichols

Money is important for retirement in that it is a means of survival, a foundation for comfort, and a tool to accomplish some of your life’s goals. It can’t guarantee happiness or health or love, however. And regardless of how much you have set aside, money cannot buy creative fulfillment. The key to a happy retirement is to have enough money to live on, but not enough to worry about.
— from How to Retire Happy, Wild, and Free


After you marry, every asset either of you acquires is jointly held. That's why you both need to be in sync on your long-term financial goals, from paying off the mortgage to putting away for retirement. Ideally, you should talk about all this before you wed. If you don't, you can end up deeply frustrated and financially spent.
— Suze Orman

I'm having too much fun! It keeps you young. (when asked if he would consider retiring)
— George H. Ross (born 6 January 1928), Executive Vice President and Senior Counsel of the Trump Organization. He is perhaps best known as one of Donald Trump's two advisors on the NBC reality television program The Apprentice

Excerpt from a Book Review of 
The World's Best Retirement Book
by Quintessential Careers

by Nancy Miller, Quintessential Careers Book Reviews 

How to Retire Happy, Wild, and Free, by Ernie J. Zelinski, $24.95. Paperback. 240 pages, 2022, VIP Books;

Quotations about Retirement Book

Planning for retirement should start at the beginning of your career rather than at the end. It's never too early to plan for retirement, writes Ernie J. Zelinski.

In his book, How to Retire Happy, Wild, and Free, Zelinski says that the key to a happy retirement is preparation.

I would not hesitate to share this book with friends, colleagues, or clients.

Although the ideas in the book are not new, the stories about how people are living them is unique and refreshing. They bring out the importance of living a full life now and not waiting until retirement.



If you don't keep busy, it's all over. I found out that from people much older than me. "Keep moving," they say, and that's what I'm doing. When I get up in the morning with aches and pains, I don't let it control me. When you sit down and don't do anything, you are going to disintegrate. Well, you're going to disintegrate anyway, but you'll do it quicker.
— Adelaide Bentley (a resident of a Hometown Retired neighborhood in West Towson, Maryland)

You just might be a Redneck if your retirement plan includes sleeping in your car for more than two years at a time.
— Anon

Life is full of uncertainties. Future investment earnings and interest and inflation rates are not known to anybody. However, I can guarantee you one thing . . . those who put an investment program in place will have a lot more money when they come to retire than those who never get around to it.
— Noel Whittaker, Australian Finance Expert and Best-Selling Author

The other day a man asked me what I thought was the best time of life. "Why," I answered without a thought, "now."
— David Grayson



Definitely a different approach to retirement since most books tackle financial planning. This book covers why to stay engaged and happy ... have friends, keeping learning, keep active, etc. A refreshing preparation for retirement no matter what age you are.
— Teena in Toronto about How to Retire Happy, Wild, and Free 
on her website (

The property boom has made us all feel wealthy, but unfortunately it has lulled many of those nearing retirement into a false sense of security.
— Noel Whittaker

It [ my retirement plan] will involve living on a private island, with a genius chef, cigars and fine wines. Beyonce [my wife] will be on the island too. But I don't think she plan to get as fat as me. I'm gonna be fat. That's what I enjoy. That's the payback for all the hard work.
— American rapper Jay-Z (talking about his "Marlon Brando retirement plan" for himself and his wife Beyonce)

If I'd known that retirement was going to be this good I'd have done it the day after I left school !!!
— Mickey White (who lives in the United Kingdom and wrote to Ernie Zelinski about his
  retirement book.)

Hello Mr. Zelinski — My name is Amy Schwartz, and I work for the Navy Exchange Service Command (NEXCOM) in Virginia Beach, VA. We are a worldwide operation serving the Military and their families. My boss's son gave her a copy of your book, The Joy of Not Working, and everyone who has had a chance to read it has really enjoyed it. NEXCOM is currently preparing to present pre-retirement seminars at various locations within the system in late June through September. In preparation of information for these seminars, I would like to know if we could have permission to use excerpts from your book in our presentations, especially "The Get-a-Life Tree" examples and possibly other information from your book?
— Thank you for your time and I look forward to hearing from you soon Amy L. Schwartz, Benefits Services Specialist

I don't believe the [American] federal government should be involved in retirement. I think it's too important to leave it to the government.
— Peter Schiff, who forecast the U.S. housing bust and the U.S. credit meltdown

One week into retirement, you'll be so damned bored that you'll want to stick bicycle spokes into your eyes. You'll probably opt to look for another job or start another company. Kinda defeats the purpose of waiting [for retirement], doesn't it.
— Timothy Ferris in The 4-Hour Workweek

I have now the gloomy prospect of retiring from office loaded with serious debts, which will materially affect the tranquility of my retirement..
— Thomas Jefferson

Let's spend all our money to buy cool stuff.
Later we can sell it all on eBay to pay for our retirement.
— from Glasbergen cartoon

If you didn't plan for retirement, you shouldn't be able to steal from those who did.
— Comment by reader in response to USA Today article about how certain retirees will retire on little income

I just can't stop myself; I'm addicted to making you money. I should be spending all day in a country club or never getting out of my pajamas like Hugh Hefner.
— Jim Cramer

I've reached the pinnacle of my career. I just feel that I don't have anything else to prove.
— Michael Jordan

You know the Social Security they keep deducting off your paycheck. Well, my retirement plan was to retire early — which I did — and have you pay for my retirement living for a long, long time. Thanks.
— Unknown wiser-than-normal retiree

I really wanted to retire and rest and spend more time with my children, my grandchildren and of course with my wife. But the problems are such that for anybody with a conscience who can use whatever influence he may have to try to bring about peace, it's difficult to say no.
— Nelson Mandela

If you have debt and you are going into retirement, I don't think you are ready for retirement.
— Gary Gilgen, certified financial advisor & dir. of the financial planning department at Rehmann Financial in Troy, Mich

Gotta tell you how much I have been affected by the philosophy in your book [
How to Retire Happy, Wild, and Free]. For several years, I have been a stressed out workaholic and my health and relationship with my wife and kids were negatively affected by it. I thought I was doing what I needed to do but when I looked in the mirror one day, I realized it was the wrong way. I stumbled onto your book and it was a real reality check. I have entirely changed my priorities and the result is amazing. My wife said that I should have done this 15 years ago. I have actually been enjoying life and work is only a way to fund my newfound lifestyle. In fact, I have eliminated much of the work and due to the expense associated with it, have found that I am keeping more. I think you are right that we are conditioned to function this way in our capitalistic society. And the question people ask "so what do you do?" seems to say that people think they are what they do for work. That's really not living a worthwhile life. And there's certainly much more to life than
work. So thanks for helping me see the light.
— Joe M. P., JR.

A great pleasure in life is doing what people say you cannot do.
— Walter Gagehot

People may live as much retired from the world as they like, but sooner or later they find themselves debtor or creditor to some one.
— Johann Wolfgang von Goethe

I'm already worn out now — how do they expect us to work several years longer? My body hurts so much and I start working every day at five in the morning.
— Norbert Schmittbauer, a 50-year-old construction worker in Berlin, in response to Germany's proposal to have workers retire at 70 instead of 65

Social Security is a government program with a constituency made up of the old, the near old and those who hope or fear to grow old. After 215 years of trying, we have finally discovered a special interest that includes 100 percent of the population. Now we can vote ourselves rich.
— P. J. O'Rourke

Retirement: No Job, No Stress, No Pay!
— Unknown wise person

If you don't learn to laugh at trouble, you won't have anything to laugh at when you are old.
— Will Rogers

The Republican Party is a friend of Social Security the way Colonel Sanders was a friend of chickens.
— Charles T. Manatt

Question: I retired last year, and at first I really enjoyed not having to work. But now I’m bored to death, and I know my wife wishes she could get me out of the house.
Was I wrong to retire?
— Question Posed to Billy Graham by K.R.

Answer: God has a plan for your retirement.
It wasn’t necessarily wrong for you to retire, but what was wrong was failing to plan how you’d spend your retirement.
Most people look forward to not working; they have their financial plans in place; they even may have a hobby they want to pursue. But that’s as far as they get in their planning.
God knows all about your situation, and he has a plan for these years. But God wants to use you to help others, now that you have the time. What opportunities does your church offer?
What mission projects could you join? Live for Christ, and ask him to use you.
— Billy Graham

Retirement Plan Book Image

   The World's Best Retirement Book 

by Ernie Zelinski

You will learn the most powerful tips, techniques, and secrets that can transform a boring retirement into an exciting one, including:

  • How to enjoy retirement regardless of your financial situation
  • How to unleash the transformative power of your creative mind to enjoy leisure time like never before
  • How to realize a deep new love for life
  • How to free yourself from the fears of retirement
  • How to put yourself firmly in command of your own retirement destiny

Purchase the New Edition of How to Retire Happy, Wild, and Free Today Through These Links: Logo Click Here to Purchase on


by Ernie J. Zelinski, Best-Selling Author



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Daily Quote:

The law of floatation was not discovered by contemplating the sinking of things.
— Thomas Troward


Second Quote of the Day

Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
— Norman Vincent Peale   











Third Quote of the Day:

The most powerful force
in the Universe that can shatter
dreams is the dreamer.
— from Life's Secret Handbook" by Ernie J.Zelinsk 


— Nancy Miller, Quintessential Careers Book Reviews